The investor relations site ("Site") with which this
document is associated is maintained by S&P Global
Market Intelligence ("S&P") on behalf of the
organization featured on the Site (S&P's "Client").
These Terms and Conditions of Use ("Terms of Use") set
forth the terms on which you may use the Site, and the
information and materials contained therein (the
"Contents"). By using the Site, you agree to these Terms
of Use. If you do not agree to these Terms of Use, you
are not authorized to use the Site or Contents in any
manner, and you should immediately discontinue any use
of the Site or the Contents.
S&P and/or its Client shall have the right at any
time to modify or discontinue any aspect of the Site or
any part of the Contents. S&P may also modify these
Terms of Use without notice. You agree to monitor these
Terms of Use, and to cease all access or use of the Site
if you no longer agree to abide by the Terms of Use.
Your continued use of the Site shall constitute
acceptance of such modification.
S&P and the Client grant to you a limited, personal
license to access the Site and to access and download
the Contents, but only for your own personal, family and
household use. You may not use, reproduce, distribute or
display any portion of the Site for any other purpose,
including without limit any commercial purpose. You may
use the Site and the Contents for lawful purposes only.
S&P and Client reserve all rights not expressly
granted, including the right to terminate your use of
the Site without notice.
The Site contains copyrighted material, trademarks and
service marks, and other proprietary information,
including but not limited to text, software, and
graphics, which materials are owned by S&P and/or
its Client. S&P and Client reserve all rights in the
Contents. You agree not to reproduce, distribute, sell,
broadcast, publish, retransmit, disseminate, circulate
or commercially exploit the Site or the Contents without
the express written consent of S&P and the Client.
You agree to access the Contents and the Site manually,
by request, and not automatically, through the use of a
program, or other means. You agree not to take any
action, alone or with others, that would interfere with
the operation of the Site, to alter the Site in any way,
or to impede others' access to and freedom to enjoy and
use the Site as made available by S&P and S&P’s
Client.
THE SITE AND THE CONTENTS ARE PROVIDED ON AN "AS IS"
BASIS. S&P, ITS CLIENT, AND ANY OTHER PROVIDERS OF
THE INFORMATION EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY
KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION
ANY WARRANTY OF ACCURACY, MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
NEITHER, S&P, THE CLIENT NOR EITHER OF THEIR
AFFILIATES, SHAREHOLDERS, OFFICERS, EMPLOYEES, AGENTS OR
REPRESENTATIVES SHALL BE LIABLE FOR ANY INDIRECT,
INCIDENTAL, EXEMPLARY , PUNITIVE SPECIAL OR
CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE
SITE, THE USE OF OR INABILITY TO USE THE SITE, OR THE
CONTENTS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. IN PARTICULAR, S&P WILL
NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR
RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE.
It is your responsibility to evaluate the accuracy,
completeness or usefulness of any of the Contents
available on the Site. Please seek the advice of
professionals regarding the evaluation of any of the
information on the Site.
The Site does not represent an offer or solicitation with
respect to the purchase or sale of any security.
These Terms of Use are the entire agreement between the
parties with respect to its subject matter, and it can
be amended only via written agreement by S&P. These
terms and conditions shall be governed by the law of New
York, without regard to principals of conflicts or
choice of laws.